Terms of Use

These Terms of Use (these “Terms”) govern access to and use of the website and platform of CoralRidge Networks, having its registered office at Gurugram, India (“CoralRidge”, “we”, “us” or “our”), and the services made available through them. These Terms do not bear an effective date. They take effect, and become binding on you (the “User”), immediately upon, and for so long as, you access or use the website or the platform, and each such access or use constitutes your acceptance of these Terms as then in force. If you do not agree to these Terms, you must not access or use the website, the platform or the services.

1. Definitions and Interpretation

1.1 In these Terms, unless the context otherwise requires:

(a) “Client” means a person who requests introductions to Experts for informational consultations;

(b) “Consultation” means an informational knowledge-sharing engagement facilitated by CoralRidge;

(c) “Expert” means an independent professional who participates in Consultations;

(d) “Services” means the introduction and knowledge-sharing services facilitated by CoralRidge through the website; and

(e) “Applicable Law” means all laws, statutes, regulations, rules, directions and binding guidelines applicable to the User or to the Services.

2. Acceptance and Eligibility

2.1 By accessing or using the website or the platform, the User represents that the User is competent to contract under Applicable Law and, where the User acts on behalf of an entity, that the User is authorised to bind that entity to these Terms. The User’s continued use of the website or the platform constitutes acceptance of these Terms as amended from time to time.

2.2 These Terms are not dated and do not take effect from any specified effective date. They become binding on the User upon the User’s access to or use of the website or the platform, and remain binding for so long as such access or use continues. Each instance of access or use constitutes the User’s acceptance of the version of these Terms then in force.

3. Role of CoralRidge

3.1 CoralRidge facilitates introductions between independent Experts and Clients. CoralRidge does not itself provide professional consulting, legal, financial or investment advice. All Consultations are provided for informational purposes only, and any decision made on the basis of information obtained through a Consultation is the sole responsibility of the User.

4. Permitted Use of the Website

4.1 The User may access the website to:

(a) learn about CoralRidge and the Services;

(b) submit expert applications;

(c) request expert Consultations; and

(d) contact CoralRidge for professional inquiries.

5. Prohibited Conduct

5.1 The User shall not:

(a) misuse the website, or attempt to gain unauthorised access to any system, data or service;

(b) use the website or the Services for any unlawful, fraudulent or unethical purpose;

(c) introduce any virus, malware or other harmful code, or interfere with the operation or security of the website; or

(d) reproduce, distribute or exploit any content of the website in breach of Clause 10.

6. Client Engagements

6.1 Clients may request introductions to Experts for informational Consultations. CoralRidge does not guarantee the availability of any specific Expert or the outcome of any Consultation. Clients are solely responsible for ensuring that their use of any information obtained through a Consultation complies with Applicable Law, regulations and their internal compliance policies.

7. Expert Participation

7.1 Experts participating in Consultations agree to:

(a) provide insights based on their personal professional experience;

(b) avoid sharing confidential, proprietary or restricted information; and

(c) comply with all Applicable Law and their employment obligations.

7.2 Experts participate independently and are not employees, agents or representatives of CoralRidge.

8. Compliance and Information Restrictions

8.1 Clients and Experts agree not to request, disclose or rely upon any confidential, proprietary or material non-public information (MNPI). CoralRidge strictly prohibits the sharing of any such information during Consultations, and may terminate any Consultation, and suspend or remove any User, where a compliance concern arises.

9. Non-Circumvention

9.1 A Client shall not, directly or indirectly, engage, solicit or contract with any Expert introduced by CoralRidge, outside of CoralRidge, without the prior written consent of CoralRidge. This restriction applies during the engagement and for a period of twelve (12) months thereafter.

10. Intellectual Property

10.1 All content, branding and materials on the website are the property of CoralRidge and are protected by Applicable Law. No such content may be reproduced, distributed, modified or otherwise used without the prior written permission of CoralRidge.

11. Third-Party Links

11.1 The website may contain links to third-party websites. CoralRidge is not responsible for the content, privacy practices or availability of any third-party website, and the User accesses such websites at the User’s own risk.

12. Disclaimers and No Warranty

12.1 CoralRidge does not guarantee the accuracy, completeness or usefulness of any information provided by an Expert. The website and the Services are provided on an “as is” and “as available” basis, and, to the maximum extent permitted by Applicable Law, CoralRidge disclaims all warranties, whether express or implied.

13. Limitation of Liability

13.1 To the maximum extent permitted by Applicable Law, CoralRidge shall not be liable for any direct, indirect, incidental, consequential, special or punitive damages arising out of or in connection with the use of information obtained through Consultations or the use of the website or the Services. The User acknowledges that all Consultations are provided for informational purposes only and that any decision made on the basis of such information is the sole responsibility of the User.

14. Indemnity

14.1 The User shall indemnify, defend and hold harmless CoralRidge, and its directors, officers and employees, from and against any and all losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising out of or in connection with the User’s breach of these Terms, breach of Applicable Law, or misuse of the website or the Services.

15. Privacy

15.1 Use of the website is also governed by the CoralRidge Privacy Policy, which describes how CoralRidge collects, uses and protects personal data in accordance with the Digital Personal Data Protection Act, 2023 and the Digital Personal Data Protection Rules, 2025, as amended from time to time. The Privacy Policy is incorporated into these Terms by reference.

16. Suspension and Termination

16.1 CoralRidge may, at its sole discretion and without liability, suspend or terminate the User’s access to the website or the Services, in whole or in part, where the User breaches these Terms or Applicable Law, or where CoralRidge reasonably considers such action necessary to protect the website, the Services or any other person.

17. Modifications to these Terms

17.1 CoralRidge may modify these Terms from time to time. The modified Terms shall take effect upon publication on the website, and the User’s continued use of the website after such publication constitutes acceptance of the modified Terms.

18. Governing Law and Dispute Resolution

18.1 This instrument shall be governed by, and construed and interpreted in accordance with, the laws of India, without regard to any conflict of laws principles that would require the application of the laws of any other jurisdiction.

18.2 Any dispute, controversy, difference or claim arising out of or in relation to this instrument, including any question regarding its existence, validity, interpretation, performance, breach or termination, or the consequences of its nullity (a “Dispute”), shall be referred to and finally resolved by arbitration administered by the Centre for Online Resolution of Disputes (“CORD”) in accordance with the arbitration rules of CORD for the time being in force, which rules are deemed to be incorporated by reference into this clause.

18.3 The arbitral tribunal shall consist of a sole arbitrator appointed by CORD in accordance with the said rules. The seat of the arbitration shall be New Delhi, India, and hearings shall take place virtually. The language of the arbitration shall be English.

18.4 The arbitration shall be governed by the Arbitration and Conciliation Act, 1996, as amended from time to time and the procedures applied shall be in accordance with the CORD Rules of Arbitration. The Award of the sole arbitrator shall be final and binding upon the parties, and judgment upon the Award may be entered in any court of competent jurisdiction.

19. General

19.1 If any provision of these Terms is held to be invalid or unenforceable, that provision shall be severed and the remaining provisions shall continue in full force and effect.

19.2 No failure or delay by CoralRidge in exercising any right shall operate as a waiver of that right.

19.3 The User shall not assign any right or obligation under these Terms. CoralRidge may assign these Terms to any affiliate or successor in interest.

19.4 These Terms, together with the Privacy Policy, constitute the entire agreement between the User and CoralRidge in relation to the use of the website and the Services.

20. Contact

20.1 Questions regarding these Terms may be addressed to CoralRidge at contact@coralridgeglobal.com

Contact

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